After multiple fire events resulting in a total loss to a single-family home, including the devastating loss of a pet, our experienced attorneys were able to successfully progress a claim for the payment these Mainers were entitled to under their homeowner’s insurance policy.
Following extensive water damage to a coastal home, the insurance carrier launched a full-scale investigation into this insured couples’ personal life. After our experienced legal team filed suit and pushed back on the narrative being progressed by the insurer, this claim was settled in a timely and satisfactory fashion.
Insurance Carriers often force their insureds to undergo extensive investigation prior to issuing any payment. These investigations can run afoul of what is reasonable if the proper help is not sought. The cause of this fire could not be identified, but resulted in a total loss to this person’s business and only source of income. The suspicious insurance company refused to honor the policy. Our attorneys filed multiple lawsuits and were able to secure a fair and just resolution with the commercial insurance carrier.
Following the overflow of water from an upstairs toilet, several floors and some cabinetry in a family home required extensive repairs. The insurance carrier, unreasonably pointing to the family’s history of other insurance claims, balked at making the immediate payments the insured should have received under their homeowners’ policy. Our attorneys were able to assist this family and obtain the payment they deserved.
Most people assume their insurance policy will only cover the loss if it is caused by fire; but, that is not true. The insurer in this claim initially declined to issue any payment because the loss was caused by a roof collapse after heavy snow. After a detailed review of the policy language at issue, our team determined this was a winnable coverage issue. Following the filing of a lawsuit, we were able to reach a meaningful settlement.
After the boiler shut down on a holiday, the building froze and the sprinkler pipes burst. This seemed like a straight-forward claim that should have been paid; however, the insurance company rejected the claim by arguing that the building did not have enough occupants at the time of the freeze-up. Again, after a lawsuit was filed the insurance company decided to cooperate in a negotiation that resulted in a fair recovery for our client.